I don't know what to do I am in dire straits. I need help to pay off my two credit card accounts. I owe 10k in one and 5 k on the other. My other bills I am able to handle I have three small children and My lovely wife. We have been through a lot in the past year and it has taken a toll on the whole family. I have been unable to find a permanent job and now just working day by day labor jobs. I don't have a permanent place to live so i am unable to get government help. My kids dont have health insurance and owe one hospital 2 k already. I did not qualify for medicae or medi aid. no food stamps or any kind of ssi help. That is the reason why now i am turmomg to this method if you can help please let me know.